Electric Scooter Insurance in Spain 2026
Coverage That Protects You
Accidental Death
Up to €6,000
Permanent Disability
Partial/total coverage up to €6,000
Personal Liability
Coverage up to €645,000
Material Damage
Coverage up to €1,300,000
Legal Assistance
Claims management and legal support included
Optional Theft Coverage
Possibility to add theft and full-risk protection
THIS INSURANCE CAN BE PURCHASED FOR ELECTRIC SCOOTERS THAT COMPLY WITH VMP REGULATIONS, REGARDLESS OF THE BRAND.
Valid for Any Brand of Electric Scooter
Compatible Brands
For any questions related to policy activation, coverage, modifications, incidents, claims, or after-sales support, customers must contact the insurance company directly. +34 912 90 44 01 - segurabici@segurabici.es
Will insurance be mandatory for electric scooters?
Protect your electric scooter with mandatory VMP insurance in Spain.
Starting in January 2026, third-party liability insurance will be required for electric scooters and personal light vehicles under Law 5/2025.
This insurance is available for Joyor scooters and other compatible electric scooter brands. Coverage may include personal liability, material damages, legal assistance, accident protection, and optional theft coverage.
Apply online and receive your insurance policy directly through our insurance partner.
Frequently asked questions
Yes. According to the reform approved under Law 5/2025 in Spain, all electric scooters and light personal vehicles (VPL/VMP) must have third-party liability insurance starting in January 2026.
Coverage may include third-party liability, personal injury, material damages caused to third parties, legal assistance, claims management, and optional protection against theft or accidental damage depending on the selected policy.
Yes. The insurance is available for electric scooters from different brands, provided the vehicle complies with current VMP regulations and is accepted by the insurance provider.
Insurance coverage begins once the policy has been validated and activated by the insurance company. Customers will receive confirmation directly from the insurer.
The insurance policy, claims, modifications, incidents, and after-sales support are managed directly by the external insurance company. Joyor acts solely as an informational and commercial distribution platform for this product.